How Pawning with Braswell & Son Works — A Simple Guide
Need fast, flexible cash—without selling your valuables? A pawn loan lets you borrow against your item, get money the same day, and pick it up when you’re ready. No credit checks, no long applications—just secure storage, clear terms, and friendly service.
The 60-Second Version
Bring an item + valid ID
We evaluate it and share your loan amount
You receive same-day cash
Your item stays securely stored until you redeem
Pay back the amount financed + monthly service charges to pick it up
Need more time? Renew in 30-day increments where permitted
Our Terms (Straightforward & Consistent)
Minimum term: 60 days
Renewals: 30-day increments
Maximum term: No maximum (renew as needed where permitted)
Monthly service charges (both AR & TN):
$100–$4,999: 10% / month
$5,000–$9,999: 8% / month
$10,000+: 5% / month
We’ll always walk you through your exact numbers before you decide—no pressure.
What We Accept
Gold & Silver Jewelry (estate, antique, modern, broken or whole)
Coins & Bullion (gold & silver)
Luxury Watches (Rolex, Omega, Cartier, Tudor, Breitling, TAG Heuer, etc.)
Designer Handbags & SLGs (Louis Vuitton, Chanel, Hermès, YSL, Prada, Dior, etc.)
Musical Instruments (guitars, keys, brass/woodwinds, select pro audio)
Quality Electronics (laptops, tablets, cameras, drones, game consoles, TVs, audio)
Not sure if your item qualifies? Bring it in—we’ll take a look and advise.
How We Determine Your Loan Amount?
We aim to keep it simple and fair:
Category & Demand — what the market supports today
Condition & Completeness — overall shape; boxes/papers/links/straps/chargers help
Metal Content (if applicable) — verified with XRF precious-metal testing; diamond testers as needed
Comparable Values — we reference current comps to make a clear, competitive offer
You’ll get a written ticket showing the amount financed and monthly service charge. If it works for you, we complete the paperwork and you leave with cash the same day.
What to Bring
Valid government-issued ID
Your item(s) (and accessories: chargers, links, straps, dust bags, boxes, cases)
Any receipts/appraisals (optional but helpful)
If it’s electronics, sign out & factory-reset ahead of time to speed things up
Redeem, Renew, or Walk Away—It’s Your Choice
Redeem: Pay the amount financed + monthly service charges and pick up your item.
Renew: Need more time? Renew in 30-day increments where permitted by paying the monthly service charge(s).
Walk away: If you choose not to redeem, the item stays with us and there’s no impact on your credit.
Local Guide: Where to Start (and What’s Popular Near You)
Little Rock & North Little Rock (Arkansas)
Common pawn items: gold jewelry, coins & bullion, luxury watches, game consoles, guitars/keys.
What helps your offer: complete sets (watch links, handbag straps, jewelry pairs), clean surfaces, and IDs ready to go.
Conway (Arkansas)
Folks often bring rings/chains, gaming gear, and student-friendly laptops/tablets.
Pro tip: bring chargers, remotes, controllers—small accessories add real value.
Greater Nashville (Tennessee) — Hermitage (Lebanon Pike) & Franklin
Top categories here: designer handbags, luxury watches, fine jewelry, and musical instruments.
Completeness matters: dust bags, boxes, links, service receipts can increase your loan amount.
Frequently Asked Questions
Do you run credit checks?
No—pawn loans are secured by your item, not your credit.
Can I get an estimate by photo?
We’re happy to give a ballpark from photos, but the final loan amount requires in-person inspection.
Is my item safe while it’s pawned?
Yes—we store items securely and treat them like they’re ours until you redeem.
What if I can’t pay by the due date?
Where permitted, you can renew in 30-day increments by paying the monthly service charge(s). We’ll explain options when you start.
Can I pawn multiple items at once?
Absolutely—many customers bundle items to reach a larger loan amount.
Can I sell instead of pawn?
Yes—if you don’t want the item back, ask for a buyout offer. We’ll show both options when it makes sense.
Ready When You Are
Walk in anytime—we’ll make the process easy, private, and fast. Bring your item and ID, and leave with cash today.