Secure & Simple Pawn Solutions

When life moves fast, Braswell & Son is here to help you stay on track. Serving our community since 1979, we’ve built a tradition of trust by offering simple, secure pawn services that give you access to cash when you need it—without the hassle of credit checks or long-term commitments. Whether you’re pawning a valuable item or looking for a great deal on pre-owned goods, our goal is to make the process smooth, respectful, and rewarding.

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The Pawn Process

    1. Bring in your item of value – jewelry, electronics, luxury handbags, watches, and more.

    2. Get a quick assessment – our team will check its condition and market value on the spot.

    3. Receive a cash offer – we’ll make a loan offer based on your item’s value.

    4. Secure storage – if you accept, your item is safely stored until you’re ready to repay.

    5. Get your item back – once you repay the loan (plus interest), your item is returned with no credit impact.

    6. Need more time? – we make it simple with extensions and renewals for extra flexibility.

  • Jewelry and watches are stored in secure safes, while handbags, electronics, and other items are kept in clean, temperature-controlled environments. Each piece is sealed with your signature for peace of mind. There are no financial implications if a loan isn’t repaid — it simply defaults, and there is no impact to your credit score for late or non-payment.

  • When unexpected expenses come up, Braswell & Son is here with same-day cash solutions you can count on. We accept a wide variety of items, including gold and diamond jewelry, luxury watches, designer handbags, electronics, tools, collectibles, and more. Not sure if your item qualifies? Stop by or give us a call—we’ll evaluate it for free and help you get the cash you need quickly and confidently.

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Our Monthly Rates

We keep it simple and transparent. Monthly pawn service charge is based on your loan amount:

$100 - $4,999

10% per month

$5,000 - $9,999

8% per month

$10,000 and Over

5% per month

What We Accept

Gold & Silver

Estate, antique, modern, and broken jewelry; coins & bullion. Tested with professional non-destructive methods for accurate purity and value.

Luxury Watches

Rolex, Omega, Cartier, TAG Heuer, Patek Philippe, Audemars Piguet, Tudor, Breitling, and more. Box & papers help, but aren’t required.

Designer Handbags

Louis Vuitton, Chanel, Gucci, Hermès, Saint Laurent, Prada, Dior, and other sought-after brands. Eligible items backed by our Braswell Authenticity Guarantee (B.A.G.).

Instruments

Guitars, keys, band/brass/woodwinds, and pro audio. Fully functional items preferred.

High-Quality Electronics

Laptops, tablets, cameras, drones, game consoles, TVs, and audio. We focus on fully functional, recent models from leading brands.

Ready for a Free, No-Obligation Evaluation?

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FAQs

  • No. We don’t run credit checks, and your pawn is not reported to credit bureaus.

  • Your item and a valid government-issued ID. If you have original boxes/papers/receipts, bring them—they can enhance value.

  • The minimum term is 60 days. You can renew in 30-day increments where permitted. There’s no maximum—continue renewing as allowed.

  • You can renew by paying the amount due for the current period to extend another 30 days (where permitted). Ask your store for specifics.

  • If you don’t redeem or renew by the due date, the item is considered forfeited, and we may offer it for sale. There are no late fees, collections, or negative credit reporting.

  • Typically, the original ticket and a valid ID are required. Visit or call your location for any exceptions.

  • Yes—our process includes secure handling. We recommend you sign out and factory-reset your device before pawning.

  • Yes. You can pawn more than one item and even bundle items to reach your desired loan amount.

implications
of non-payment

There are no financial implications. If no payment is made the loan simply defaults. Collection practices include sending a text message or email reminding the client payment is due. There is no impact to a client's credit score for late or non-payment. Loans are renewed when an interest payment is made. APR does not exceed 24%. There are no additional fees or penalties when renewing a loan. No loans offered are under 60 days. Early prepayment options that are available are not associated with any fees or cost. The loan is not required to be repaid within 60 days. The minimum repayment period is 1 day and maximum is 10 years.