a thoughtful way to shop

Our layaway program makes it simple—and stress-free—to bring home the pieces you love. With interest-free payments, you can enjoy smaller, more manageable installments on even the biggest treasures. It’s also the perfect hiding place for surprises—your gift stays safely tucked away with us until the moment is right. A little down today, a few easy payments along the way, and before you know it, that dream item is yours to cherish or gift with joy.

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Make the moment happen—on your timeline.

Lock in one-of-a-kind pieces with interest-free payments and pick them up when you’re ready. It’s a smart way to budget—and the perfect place to keep gifts safely tucked away until the big reveal.

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 layaway made easy

We’re happy to offer flexible layaway options to help you take home the things you love.

  • Start with just 20% down of the total (after tax).

  • Plans based on price:

    • 3 months for items under $1,000.

    • 6 months for items $1,000–$5,000.

    • 8 months for items over $5,000.

  • Make a payment every 30 days to keep your plan active. If no payment is made within 40 days, the layaway is forfeited.

  • Changed your mind? You can cancel anytime; a 10% restocking fee applies.

Pro tip: Layaway is a great way to secure vintage, modern, or unique pieces before someone else discovers them.

Why Folks Love Layaway at Braswell & Son

  • No interest. No pressure. Just smaller, manageable payments.

  • Keeps gifts secret & safe in our care until the perfect moment.

  • Eight convenient locations across Arkansas & Tennessee.

  • Backed by our friendly team and the Braswell Authenticity Guarantee (B.A.G.) on eligible luxury items.

What Can Go on Layaway?

  • Fine Jewelry — rings, chains, bracelets, earrings, pendants (estate, antique, modern)

  • Luxury Watches — Rolex, Omega, Cartier, TAG Heuer, Breitling, and more

  • Designer Handbags — Louis Vuitton, Chanel, Hermès, Saint Laurent, Prada, Dior, and others

  • Select Instruments & Quality Electronics — just ask your store

FAQs

  • No interest. No credit check—this is a simple payment plan.

  • Make a payment every 30 days to keep your plan active. If no payment is made within 40 days, the layaway is forfeited.

  • Yes—cancel anytime. A 10% restocking fee applies.

  • Yes—trade value can be applied toward eligible items on layaway (standard layaway terms apply).

  • Just 20% down and a valid government-issued ID.